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USDA Loans

A USDA Loan is a loan offered by the United States Department of Agriculture which assists low to moderate income households with the opportunity to own "modest dwellings" as their primary residence in designated rural areas.

USDA loans offer those who are eligible per the guidelines 100% financing. This is a huge advantage to buyers who are ready to buy but do not have enough for a down payment.

Kihei Villages and Southpointe at Waiakoa are two Kihei condominium complexes that qualify for buyers doing a USDA loan.

Southpointe 17-203

Kihei Villages #5-204

Call us for our recommended list of lenders who offer USDA Loans.

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About The Smith Team

Ken Smith, a Maui resident for 35 years, brings his extensive local knowledge and passion for the island to his successful real estate career. Alongside his daughter-in-law, Melissa Smith, and Greg Smith, the Smith Team provides a wealth of experience and dedication to clients seeking to buy or sell property in Maui.

Melissa Smith, a third-generation Maui native, combines her deep understanding of the island's growth with a commitment to exceptional service. She empowers clients with knowledge to make informed decisions in finding their dream homes. With a background as a top agent and a Broker's license, Melissa's expertise is invaluable.

Gregory P. Smith, a lifelong Maui surfer, channels his passion for the island and its natural beauty into his real estate profession. His enthusiasm, deep market knowledge, and dedication to exceeding client expectations make him an exceptional agent.

The Smith Team's combined local expertise, commitment to client service, and understanding of the unique Maui real estate market make them an ideal choice for those looking to navigate the island's property landscape. Their proven track record ensures a smooth and successful experience for both buyers and sellers.