Maui Sales

Hawaii Real Estate

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$5 Million Jumbo Loans

$5 Million Jumbo Loans!

Have a client who wants to purchase a residential or commercial property for $5 million or more? Did your client use all their cash on their last purchase and now needs more for this purchase? No problem! Let Finance Factors help you close that big transaction! Here are some things that we do differently:

Get 100% financing or more using our multiple collateral loans. Use equity in an existing property to reduce the cash down payment needed to purchase a second property! Foreign investors with no U.S. income and credit considered. Recent borrowers have been from China, Australia, and Japan. No limit on the number of financed properties for investors. Need more than $5 million? Call us to discuss your situation.

Here are some examples of recent loan approvals:

$1.4 million investor purchase with $200,000 down payment securing two properties. $5 million loan on a $7.8 million purchase for a foreign investor. $7.8 million bridge loan using two properties worth $12 million. $10 million commercial loan on a $12 million purchase with only $2 million down payment, also securing two other commercial properties.

Don’t turn away large purchases that need financing! I specialize in challenging situations and, in many cases, can offer multiple solutions for any given loan request. When you need a flexible, creative solution, call me!

Mahalo, Paula Kobayashi

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About The Smith Team

Ken Smith, a Maui resident for 35 years, brings his extensive local knowledge and passion for the island to his successful real estate career. Alongside his daughter-in-law, Melissa Smith, and Greg Smith, the Smith Team provides a wealth of experience and dedication to clients seeking to buy or sell property in Maui.

Melissa Smith, a third-generation Maui native, combines her deep understanding of the island's growth with a commitment to exceptional service. She empowers clients with knowledge to make informed decisions in finding their dream homes. With a background as a top agent and a Broker's license, Melissa's expertise is invaluable.

Gregory P. Smith, a lifelong Maui surfer, channels his passion for the island and its natural beauty into his real estate profession. His enthusiasm, deep market knowledge, and dedication to exceeding client expectations make him an exceptional agent.

The Smith Team's combined local expertise, commitment to client service, and understanding of the unique Maui real estate market make them an ideal choice for those looking to navigate the island's property landscape. Their proven track record ensures a smooth and successful experience for both buyers and sellers.