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Foreclosure Prevention

Foreclosure Prevention Programs Extended

 

 

During the housing crisis programs were created to allow lower monthly payments and help prevent foreclosures.  The Home Affordable Mortgage Program or HAMP offers incentives to lenders who make theier mortgage rates more affordable.  The Home Affordable Refinancing Program or HARP allows loans that are backed by Fannie Mae or Freddie Mac to be refinanced at lower interest rates. 

These programs have helped out many people and prevented many foreclosures from taking place and now they are being extended through the end of 2016.  This will allow a little more time for the housing market to rebound, though these programs were never intended to be permanent and they will likely not be extended again. 

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About The Smith Team

Ken Smith, a Maui resident for 35 years, brings his extensive local knowledge and passion for the island to his successful real estate career. Alongside his daughter-in-law, Melissa Smith, and Greg Smith, the Smith Team provides a wealth of experience and dedication to clients seeking to buy or sell property in Maui.

Melissa Smith, a third-generation Maui native, combines her deep understanding of the island's growth with a commitment to exceptional service. She empowers clients with knowledge to make informed decisions in finding their dream homes. With a background as a top agent and a Broker's license, Melissa's expertise is invaluable.

Gregory P. Smith, a lifelong Maui surfer, channels his passion for the island and its natural beauty into his real estate profession. His enthusiasm, deep market knowledge, and dedication to exceeding client expectations make him an exceptional agent.

The Smith Team's combined local expertise, commitment to client service, and understanding of the unique Maui real estate market make them an ideal choice for those looking to navigate the island's property landscape. Their proven track record ensures a smooth and successful experience for both buyers and sellers.